Month: June 2018

014. Factom on the Bitcoin Blockchain Making Businesses Better with Paul Snow

“This is a technology (Bitcoin blockchain tech) that is going to make the world a better place. I do have a world view that making the world a better place is something to live for.” ~Paul Snow

Paul Snow, didn’t imagine that his part in making the world a better place would begin with inadvertently funding his retirement! But back in 2011, when Paul invested in Bitcoin, that’s what he did.

With a Master’s degree in Computer Science and Electrical Engineering from Texas A+M University, he heard about Bitcoin, believed in the technology and personally invested in it.

Two years later, he sat down with his wife and shared the good news — that they’re retirement was paid for! Imagine!

Then what?

Then his journey into the technology behind bitcoin really began.

Paul founded Factom, a protocol layer over the Bitcoin Blockchain. He organized and chairs the annual Texas Bitcoin Conference which he also co-founded.  And he promotes making the world a better place through decentralization and blockchain technology.

I had the opportunity to meet Paul in person in New York City this past May and I will tell you, he’s one of the rock stars of the crypto world. I share a quick story of running into one of his fans.

Paul and I talk about the three things that a blockchain is great for, we get into the history of land titling in the United States and how Factom may be helping with land title registration in Honduras, and we get into other use cases with some amazing stories and brilliant analogies.

As a newbie to the blockchain ecosystem, I tend to hang onto every word as I hear some new terms I maybe haven’t heard before, or a clearer explanation as to how blockchain operates and what it’s potential is.

Paul really dives deep into not only what Factom is capable of, but also what blockchain can do in a theoretical capacity.

Wait till he starts talking about the Tsunami on its way! He’s got some big ideas about where our economy may be headed.

Some of the highlights from our conversation include:

Three things that a blockchain give you:

  • Immutable Record
  • Time stamp so that it cannot be changed or modified
  • Messaging component, so others are notified (therefore transparency) actions are open

Paul talks about blockchain tech enabling traction with business process that have to do with anything litigious, since legal processes are incredibly time consuming, like arguing about a timeline. With blockchain there will be a record with an unchangeable timestamp, so there all of that time will be eliminated.

He explains that blockchain tech is great for foreclosure management and loan origination, auditing of data.

Fully implemented, blockchain processes will be nearly instantaneous.

Paul goes into detail about land ownership and the 21 Characteristics of Property as he has read about in reference to Hernando do Soto’s book.Hernando do Soto, Peruvian Economist

Book — The Mystery of Capital: Why Capitalism Triumphs in the West and Fails Everywhere Else (2000)

https://en.wikipedia.org/wiki/Hernando_de_Soto_Polar

He goes into the history of land titling in the US and how it got started and where things got tricky. And, he explains how property rights differ in developing countries and how blockchain can help toward more secure land titles, an easier process, and greater wealth.

Paul also goes into the difference between Bitcoin and paper money/fiat currency/USD and how these two forms of currency are very very different, and what that looks like, using the example of how North Korea is utilizing each.

Now for the Tsunami analogy, banks failing, and talk of a recession recovery based off of crypto and the strong crypto companies of today.

Lastly, he shares with us, his views on narrowing the income gap, distributing value and says:

“the only distributed financial autonomous world is the crypto world”.

Paul Snow

Factom

https://www.factom.com/

013. Climate Change Meets Blockchain Innovation with Nick Beglinger

Nick Beglinger is a bit of a disruptor. He has a background as an economist, and at one point had his own software company, but he’s also an environmental activist.

http://cleantech21.org/

In his home of Switzerland, he co-founded swisscleantech, a national green business association, to bring together commerce and climate goals, but being the face of climate regulation, in a thriving economy, wasn’t always popular. In fact, by one Swiss economic magazine was labeled ‘the big mouth of energy change’.

http://www.swisscleantech.ch/

But, after learning about the disruptive nature of blockchain technology, and feeling the urgency of climate change, he wanted to bring blockchain disruption to the sustainability movement, and he did, in a big way.

Nick and his company Cleantech21 partnered with the United Nations, organized seventeen different workshops in seventeen major cities around the world, in order to reach out to the international developer community, and out of that – the Hack4Climate hackathon was born.

Connect4Climate.org A World Bank initiative.

The first #Hack4Climate innovation program partners:

www.climateworks.org

www.consensys.net

At last year’s Conference of the Parties to the United Nations Framework Convention on Climate Change, 33 countries were represented at the first ever Hack4Climate hackathon where he was able to bring innovation and regulation together.

unfccc.int

https://www.cop23.de/en/

Press conference from COP23:

https://www.youtube.com/watch?v=97HtoV4CtrA

The winning team is Gain Forest, using AI in the forestation space. We can analyse any area and developments of deforestation over 10 years so we are able to find patterns and predict future outcomes, which can influence funding and accountability.

https://dailyplanet.climate-kic.org/hackathon-explores-ways-blockchain-can-tackle-climate-change/

“Sustainable development is defined as development that meets the needs of the present generation without compromising the needs of future generations” he says. “We’re still in a pretty huge crisis and not many people understand.”

Nick explains that approaches regulation goals by looking at true cost of development by factoring in the environmental repercussions of development on the world around us.

When it comes to climate change solutions through blockchain technology, Nick is not a fan of tokenizing carbon credits because he believes it’s too complex a model that doesn’t affect real change. He is, however, a fan of applying tokenization to the production of solar panels, for example, by making token holders, like shareholders.

He also mentions tokenizing forest assets so that the public can buy into forests to help save them as the valuable resource they are. He makes the point that not only do we have to concern ourselves with cutting down our carbon emissions, but if we help forests to grow and flourish, we help the environment, since trees naturally remove carbon from the atmosphere.

He feels strongly that to affect real change, governments should impose carbon taxes by putting a price for every tonne of emission which would allow everyone factor those costs into their own personal costs and it would follow that we would end up with more electric cars than cars run on gas.

When I ask about a world leader in working on sustainable development goals, the surprising front runner he mentions, is China. In China, people are shifting from bikes to motorized bikes to cars. However, there isn’t enough air in our whole atmosphere to pollute if all Chinese citizens will someday have polluting cars.

Nick used to work as an economist at McKinsey.

https://www.mckinsey.com/ch

Now, as co-founder at Cleantech21, C21, he runs and acceleration program where they have an open and co-creative approach to innovation, with sponsorship from the UN and the World Bank.

http://www.un.org/

http://www.worldbank.org/

With that kind of policy framework, and the type of innovation he sees coming with his hackathons, time will tell if we’re heading in the right direction.

012. The Bitcoin Experiment, Big Business, and Blockchain with Dante Disparte

Dante Disparte is a regular Forbes contributor, author, CEO and founder of Risk Cooperative, and former Chair of the Harvard Business School Club of DC and Member of HBS Alumni Board in Boston. He is also a founding advisor of the Global Blockchain Business Council.

http://riskcooperative.com/

In our chat today, we talk about one of his recent Forbes magazine articles titled, “Our Economic Model is Out of WACC”.

https://www.forbes.com/sites/dantedisparte/2018/05/28/our-economic-model-is-out-of-wacc/#7a8c5167395a

His article, referencing Weighted Average Cost of Capital (WACC), explains how large companies think about investment models, and his stance is that it’s time for a new investment yardstick. He explains how blockchain and cryptocurrencies enable new business models that can help reprice and right-size finance and incentives.

Dante also references an article written by one of his colleagues at Forbes, Michael del Castillo 

Article: The 10 Largest Companies In the World Are Now Exploring Blockchain

https://www.forbes.com/sites/michaeldelcastillo/2018/06/06/the-10-largest-companies-exploring-blockchain/#380933d71343

Dante gives us an incredible statistic about how popular “blockchain” was at the World Economic Forum that he attended in Davos in January of this year.

World Economic Forum in Davos in January 2018

https://www.forbes.com/sites/dantedisparte/2018/01/28/one-thing-is-clear-from-davos-blockchain-is-out-of-beta/#262ad4c89d4f

Dante also mentions the Global Blockchain Business Council, of which he is a member and advisor.

https://www.gbbcouncil.org/

I don’t know about you, but I had no idea how big the business of insurance really is, but Dante shared that it’s a $5.5 trillion market! So, no wonder it’s an industry that is inherently risk averse. He explains the hierarchical nature of the corporate structure and that blockchain, inherent in the technology, can flatten corporate structure. As he likes to say, “corporate hierarchy is flat, the next layer down”. When he explains that forty percent of the American public could not withstand a $400 emergency right now, he shares that blockchain can enable insurance companies to reach more clients and enable a faster process when disasters strike.

Dante co-authored a book with Daniel Wagner called “Global Risk Agility and Decision Making: Organizational Resilience in the Era of Man-Made Risk”.

https://www.amazon.ca/Global-Risk-Agility-Decision-Making/dp/1349948594

He talks about the notion of values mattering most when it’s least convenient and the fact that sixty percent of global risks are man-made.

We also get into politics and why in our culture plagued with doubt and distrust for politicians, big business, and institutions, that blockchain has huge opportunity right now. He cites that the rise in populism, whether in the Brexit example in the UK or the election of Donald Trump in the US, are symptoms of the real issue underneath being that people are fed up with status quo.

Why are we in Western cultures fed up with the status quo? Dante says it’s in large part due to severe income inequality, that we’re not doing enough to address it, and that it’s one of the Big Four Global Threats — the other three being Climate Change, Pandemics and Erosion of Trust.

Dante quotes one of his Forbes articles: “Blockchains record trust like the atomic clock records time”.

https://www.forbes.com/sites/dantedisparte/2018/04/26/why-blockchain-why-now/#4f4283074f42

He goes on to say that “in an environment like that where a company or a firm could say I am irrevocably recording this particular transaction, it’s a proxy for trust.”

He talks about Bitcoin as an experiment. At the beginning of 2017, Bitcoin was worth $1,000 and it became a $20,000 asset by the end of last year. Although there were large sums of Bitcoin owned by whales, does Bitcoin help to democratize wealth? There is no centralized authority or governing body and a flat, decentralized organizational structure, so should we look to Bitcoin as an emerging business model? Dante called it “an encouraging societal experiment”.

Dante cited exciting examples of blockchain businesses:

He is an advisor to Power Ledger, innovative tech in the energy sector.

https://powerledger.io/

He also mentions Bitfury paving the way for new models in the area of land registries.

https://bitfury.com/

And, Etherisc, a platform re: flight delays.

https://etherisc.com/

He quotes Michael Casey “a cryptocurrency can be coded, but a dollar cannot”. *See SOC podcast 010. Hilary Carter recommends two of Michael Casey’s books. https://speakingofcrypto.com/2018/06/15/010-blockchainrevolutionhcarter/

Lastly, we discuss his being a leader among a community of leaders at Harvard Business School Club of DC and also serving on the Alumni Board in Boston as well and giving scholarships to local non-profit leaders in DC.

011. Financial Inclusion Through Blockchain Tech with Robert Allen

Robert brings a passion for financial inclusion to his new role as co-founder of the Start Up nodl. With a military engineering background, two decades building platforms for international banks,and technical FinTech expertise, having built the ground-breaking Vulcan blockchain platform when he was at PwC, nodl is where he’s bringing it all together for the greater good.

http://nodl.io/

https://www.pwc.com.au/press-room/2016/vulcan-digital-asset-services-nov16.html

Today on the podcast Robert shares what big changes he wants to put into practice that he believes could revolutionize the way millions of people live.

We also talk about the new book that he wrote with co-author, Sofie Blakstad. Sofie is a long-time fintech collaborator of Robert’s and CEO of hiveonline whose blockchain strategy Robert is responsible for. The book “FinTech Revolution: Universal Inclusion in the New Financial Ecosystem” comes out this week on Kindle and I strongly urge everyone to grab a copy.

Robert explains that 1/3 of the world’s population, over 2 billion people, are unbanked and how there needs to be big change.

He talks about the convergence of technologies — blockchain, AI, the Internet of Things and mobile cloud coverage across the planet and says that it’s where the convergences of the various technologies happens where innovations occurs. Robert’s talking about breaking down old business models to make way for the new, a global, collaborative, decentralized way of doing things that will help democratize wealth.

He references:

Jeremy Rifkin’s book “Third Industrial Revolution”, exploring the paradigm shift

https://en.wikipedia.org/wiki/The_Third_Industrial_Revolution

He talks about these:

UN’s 17 Sustainable Development Goals

https://www.un.org/sustainabledevelopment/sustainable-development-goals/

Near and dear to his heart is also the oceans and Robert talks about one of the projects he’s working on being an innovative way to turn plastic waste into clean energy.

He explains that the unbanked in developing countries have natural forms of wealth, water rights, land titles, renewable energy and that that could be tokenized to allow for a greater distribution of wealth, because billions of people, some 70 million people even in the United States, don’t have access to a bank account, so Robert explains that you can’t make or receive payments, or create a business, or even recieve remittances without paying a fortune in fees. “So those who are least able to pay for that service are hit the hardest. It’s really expensive being poor”.

“To have the sorts of technology we’re talking about, the distributed ledger technology, cryptocurrencies, and everything else that is adjacent to that, filling the gap to transparently and incorruptibly provide a service (which is currently very opaque and very exploitative) is a game changer.”

And goes on to say that it doesn’t take much, that it’s a small margin to help raise the poor of the world up out of poverty and he explains how that can create waves of change.

M-Pesa in Kenya

https://en.wikipedia.org/wiki/M-Pesa

The Bill + Melinda Gates Foundation

MojaLoop

Provides interoperability. Open-source software to help create payment platforms for the unbanked people around the world to be able to access digital financial services.

http://mojaloop.io/

Cash is subject to fraud, theft, it’s localized, and you can’t build a business very well when you have to spend many hours to store your savings and it becomes time consuming.

Robert and co-founder Justin Amos (formerly of Blythe Masters’ Digital Asset) set up Nodl.io. He goes into his work at PwC and building a FinTech there which became Vulcan. Vulcan is a platform that was developed to provide financial services through crypto technology and blockchain tech. And while PwC is not able to operate a financial services platform like this due to compliance and regulation, that is nodl‘s objective.

Nodl.io is the result of the learnings from the Digital Asset Services FinTech business at PwC. The new business is focused on financial inclusion, a next generation financial services platform providing a new style of bank accounts on mobile phones around the globe to the unbanked and working with partners in reputation platforms, solar projects and waste to energy.

They need friendly NGOs in various developing countries and they’re looking for funding as well.

Robert was a military engineer in the British Army. He worked on battlefield computer systems, including military-grade, transactional, decentralized databases, resistant to attack (where even when network nodes were taken out network could still function). This wasn’t blockchain tech, but it did use many of the elements that Satoshi Nakamoto incorporated into the blockchain protocol in creating Bitcoin.

The FinTech movement was fueled by open source, but instead to build parts of the infrastructure to be shared by others, so Robert explains that the new state of things, of technology, of future tech is collaboration.

He sites his previous collaborations with:

https://www.bloq.com/

https://www.netkey.at/

https://www.libra.tech/

And with his co-author Sophie Blakstad of Hiveonline

http://www.hivenetwork.online/

Robert says he is excited about Hashgraph and what’s coming on the heels of this new project.
http://www.hederahashgraph.com/

Full cycle energy waste to energy

http://fullcyclefund.com/transforming-the-waste-to-energy-industry/

Plus Robert answers these fun five questions and I won’t give away all of the answers, but he ends with a beautiful piece of advice to anyone who wants to lead others.

  1. What’s a book on bitcoin, blockchain tech, or cryptocurrency that you would recommend?

Robert’s Answer: Dave Birch’s “Before Babylon, Beyond Bitcoin” history of money and the route to bitcoin and beyond.

http://www.dgwbirch.com/words/books/before-babylon-beyond-bitco.html

  1. What’s one thing you would tell the younger you if you could go back in time?
  2. If you were the King of the World, what’s one law you’d put into place?
  3. What technology would you like to see in the world ten years from now?
  4. What’s the best piece of advice you can give to someone who wants to do something great, but he or she doesn’t know where to start.

010. What’s Next for the Blockchain Revolution With Hilary Carter

Hilary Carter is Research Director + Project Leader at the Blockchain Research Institute —  a multimillion-dollar research hub founded by Don and Alex Tapscott who co-wrote the incredibly informative book — Blockchain Revolution.

Funded by partners like Microsoft, IBM, SalesForce and PepsiCo, the BRI is working on over 70 blockchain research projects, gathering interviews, videos, infographics and documentation. The big goal is to help to explore and to demonstrate how transformative blockchain technology really is, in order to get businesses to buy in and take steps to implement the technology. And really, the research is for everybody, because it goes into the public domain, so that it’s a resource for anyone looking to use blockchain tech.

Hilary says she’s inspired by the blockchain tech. She believes that its higher purpose is to help empower individuals and streamline otherwise bureaucratic systems and we go into some of the examples of how blockchain can do that.

She also talks about women in the blockchain ecosystem. Can you believe that women only made up 3 per cent of the demographic when Hilary started out in this space? So things are changing and her outlook is a positive one.

One of her favourite blockchain projects in the works is in the area of social media and communications. She talks about a decentralized social media project called Akasha Project, founded by Mihai Alisie, one of the four Ethereum founders. They’re creating a censorship resistant network where individuals can control their own online identities and personal data.

https://akasha.world/

https://twitter.com/MihaiAlisie

Mihai Alisie and Vitalik Buterin founded Bitcoin Magazine together.

https://bitcoinmagazine.com/

Hilary mentions the Cambridge Analytica story.

https://www.wired.com/amp-stories/cambridge-analytica-explainer/

But, what about having a direct relationship with a brand and be paid for our time and attention? There are some new blockchain initiatives in this space including:

Brave is an internet browser that blocks ads and trackers.

https://brave.com/

Earn.com pays you in bitcoin if you complete small tasks.

https://earn.com/

Hilary quotes Don Tapscott, “Privacy is the foundation of freedom”.

Hilary says, “If you look of the extent to which the leaders of the first era of the internet, Google and Facebook and Amazon and Apple, how much information they have, their ability to know more about us than we know about ourselves, it gives one pause.”

She compares our current society toGeorge Orwell’s Book, “1984”.

https://en.wikipedia.org/wiki/Nineteen_Eighty-Four

We talk about the Internet of Information becoming the Internet of Value.

We now have the ability to transfer units of value, digital data or currency and not keep a copy of it, but actually transfer it, without an intermediary, in a secure way and with privacy in tact as well.

Hilary sees this technology as having huge benefit to women in developing world who haven’t before had access to bank accounts, financial networks, socially and culturally from being able to make financial decisions. So giving people all over the world access.

Hilary says, “Blockchain was built by decentralized collaborative networks of people with like minds.” And, “collaboration and consensus is what make blockchains operate in the first place, so that spirit is alive and well.”

“Blockchain Revolution” book by Don + Alex Tapscott.

Updated version now available.

http://blockchain-revolution.com/

Hilary and I talk about our love of audiobooks and Hilary talks about using Audible.

Audible.com

Audible.ca

She also recommends these books:

Jack Tatar and Chris Burniske

“CryptoAssests”

https://www.audible.ca/pd/Business-Money/Cryptoassets-Audiobook/B077PC77Q9

Michael Casey

Senior Advisor MIT Media Lab, Digital Currency Initiative

“Age of Cryptocurrency” w/Paul Vigna

“Truth Machine” w/ Paul Vina new

https://www.michaeljcasey.com/author/

Carbon X

Reward tokens for earning and spending based on environmental sustainability

https://www.carbonx.ca/

009. Blockchain Like Electricity with Jason Lee

Blockchain Expert, Jason Lee is the Expansion Director for the NEM foundation for Australia, New Zealand and South Pacific and was named one of Forbes Top 30 Under 30 Asia.

Jason compares blockchain tech to electricity. Electricity powers what we use all around us but it’s working behind the scenes. Blockchain protocols are similar. As we go forward with this technology it will become seamless. It will be the technology powering what we use all around us, working behind the scenes, like electricity.

We also talk about the Facebook data privacy scandal and Jason introduces the concept that “If you’re not paying for the product, you ARE the product.” Food for thought. But in a decentralized world, we could be paid for the data or personal information that we choose to provide.

Decentralization puts the power back into the consumer rather than the service provider. It begs the question, shouldn’t businesses pay consumers for the information they receive if it helps them with marketing, or allows them to sell advertising space to others business or if it helps improve business strategies?

Blockchain is changing the way we look at the world and changing the way the future world is going to look.

If you’re looking to get into blockchain tech, Jason recommends following your curiosity. Find out how it relates to your life, your work, your business or what you’re passionate about and use your area of expertise to dive into or develop the projects that peak your interest most.

Jason refers to NEM as a smart asset blockchain.

NEM.io

Big Unicorns, like Facebook, Uber, Air B+ B, are holding more and more information and whatever is centralized can be hacked. However, businesses can streamline processes through blockchain protocol, providing accuracy of information that is tamper proof — immutable.

Business have record keeping books, ledgers, only with blockchain tech this record book is placed around the world and maintained through cryptography and the power of the internet. And the record book can be updated, but no one can cook the books or go back and falsify records in the past.

NEM Foundation is a non-profit with a council that governs the protection, promotion, and development of the NEM blockchain. They are in 50 countries that talk to business owners and a distribute the NEM community fund.

Some NEM partner projects include:

Copyright Bank

https://beta.copyrightbank.com/

X Arcade

https://xarcade.io/

Travel By Bit in Brisbane, Brisbane airport….

https://www.travelbybit.com/

Choice in New Zealand uses QR code scanning and a portion can be placed into charity.

https://medium.com/choicetopay/why-we-started-choice-5f402f2324b8

Loyal Coin that aggregate all of the loyalty cards in your wallet and potentially tokenize your loyalty points.

https://loyalcoin.io/

XEM Cryptocurrency

https://en.wikipedia.org/wiki/NEM_(cryptocurrency)

We also talked about Smart Cities, like Dubai, who plan to have all city and government functions on a blockchain by 2020.

Smart Dubai

https://smartdubai.ae/

Centralized vs. Decentralized blockchains.

GDPR in Europe

https://www.eugdpr.org/

Right to Be Forgotten

https://en.wikipedia.org/wiki/Right_to_be_forgotten

ID 2020 is an alliance of organizations looking into this

https://id2020.org/

Blockchain Association of Australia

https://blockchain.asn.au/

FinTech Australia

https://fintechaustralia.org.au/

Australian Stock Exchange

https://www.asx.com.au/

Used to clear and settle up to 2 trillion dollars worth of cash in Australian equity markets. They have a plan to implement blockchain technology by 2020.

Jason Lee came to Australia because his wife, a medical doctor, got into a specialist program. He’s always had a love of learning and curiosity and was interested in what the future would look like and what we’re leaving for our children and our children’s children.

He can be reached at:

Twitter @jasonleecj

Jason@nem.foundation

008. The Philosophy Behind Bitcoin as Digital Gold with Sunny Ray

Sunny Ray really started thinking about money, what it is and where it comes from, back before bitcoin cost a little more than a couple of lattes.

Since then, he’s seen bitcoin sky rocket to over 2000 times that price and explains why he thinks it has long term value, as digital gold. What’s fascinating about the rationale behind his explanation is that that it’s based on two theories of economics and how our society values, prints and uses money.

Sunny gives us a beginner’s look into the philosophy of bitcoin compared to that of fiat money by explaining that with our current system is based on Keynesian Economics where more money is printed every year. And this is very different from bitcoin, which is based on Austrian Economics, where one of the foundational elements of the value of bitcoin as a currency, is its scarcity or the fact that it has a limited supply. And if anyone wants to go deeper, I’ve got more info in the show notes page on the Speaking of Crypto website.

And that’s just one aspect of why bitcoin is considered valuable and we talk about a few others in the show.

If you’re interested more in the philosophy behind bitcoin, I’d recommend:

Andreas M. Antonopoulos – The Internet of Money

Here’s a link to the audio book on iTunes

https://itunes.apple.com/ca/audiobook/the-internet-of-money-unabridged/id1232468351

Sunny also spent a few years living in Bangalore, starting Bitcoin MeetUps and founding Unocoin (a Cryptocurrency Brokerage and Exchange). So we also delve into demonetization in India, the financial uncertainty there and the popularity of actual gold. He tells us a fun fact, that Indian women own more gold than the United States Federal Reserve!

https://www.cnbc.com/video/2011/08/18/outlook-for-gold.html

As far as Sunny’s bitcoin background in Toronto, he shares his admiration for Anthony Diiorio, for his vision, the way he thinks big, the fact that he “aims for the stars”. He respects how much he’s done in supporting up and comers in the space and what he’s accomplished with his businesses Ethereum, Decentral and Jaxx and for the blockchain community.

What a great conversation! Here’s more of what we talk about:

Unocoin – Cryptocurrency Brokerage and Exchange

https://www.unocoin.com/

Bitcoin MeetUp, Bangalore

https://www.meetup.com/IndiaBitcoin/

Dr. Ron Paul questioning what money is and where it comes from

End the Fed

https://en.wikipedia.org/wiki/End_the_Fed

Sunny talks about meeting Dr. Ron Paul

https://en.wikipedia.org/wiki/Ron_Paul

and

Jack Dorsey, founder of Twitter

https://en.wikipedia.org/wiki/Jack_Dorsey

Occupy Wall Street

https://en.wikipedia.org/wiki/Occupy_Wall_Street

Bitcoin as Digital Gold

https://www.forbes.com/sites/rachelwolfson/2018/02/13/digital-gold-vs-real-gold-time-to-use-bitcoin-to-buy-gold/#57f276e73eef

http://fortune.com/2018/01/30/bitcoin-gold-cryptocurrency-citi/

https://www.amazon.ca/Digital-Gold-Bitcoin-Millionaires-Reinvent/dp/006236250X

Bitcoin MeetUp Bombay

https://www.meetup.com/Bombay-Bitcoin/

Consensus NYC by @CoinDesk

https://www.coindesk.com/events/consensus-2018/

Keynesian Economics

Sunny talked about the fact that “more and more money is printed each year”.

https://en.wikipedia.org/wiki/Keynesian_economics

Austrian Economics

Sunny mentions “sound money, limited money.”

https://www.progress.org/articles/austrian-economics-explained

Toronto Crypto and Blockchain Space

Anthony Diiorio @diiorioanthony

Ethereum

https://www.ethereum.org/

Decentral

https://decentral.ca/

Jaxx

https://jaxx.io/

Trevor Koverko @trevorkoverko

Polymath

https://polymath.network/

Joseph Weinberg @josephweinberg

Paycase

https://paycase.com/

Butter coin

https://github.com/buttercoin/buttercoin

007. Building Technology with Purpose with Diego Gutiérrez Zaldívar

Bitcoin is disruptive. And because of that, it scares people. Some people. But from the perspective of someone living in Argentina, who’s been through economic turmoil, Bitcoin’s not the bad guy, it’s a valuable tool.  And that’s how Diego Gutiérrez Zaldívar sees it. He’s is building possibilities on the foundation of Bitcoin with his RSK platform.

He’s putting his vision into practice and creating tools that benefit many. And he’s figuring out a way to help with, among many other things, financial inclusion, economic independence and a whole new way of distributing wealth.

Diego’s putting his vision into practice and creating the tools that benefit many. He talks about “reputation as collateral”. How does someone who has no credit, enter the financial system? There may be a way. Diego talks about the idea of risk assessment being based on new thinking, honouring the integrity of a customer through their reputation by what is reported from an educational institution or an NGO.

It’s all new thinking.

One of the most exciting things that RSK will do is to allow the unbanked to be part of wealthier markets, so that they can receive higher margins, benefit financially, and invest that profit back into their home environments. It will generate more wealth to more people all over the world from any environment, anywhere to be included, essentially levelling the economic playing field.

And the impact, may just be that millions of lives are drastically improved.

More of what we discussed:

RSK

https://www.rsk.co/

Bitcoin

https://www.bitcoin.com/

Argentina 2001 Bail In is also addressed in the SOC podcast 004. with Federico Ast

https://speakingofcrypto.com/2018/05/25/004-speedy-justice-for-all-with-federico-ast/

Economic Uncertainty and Volatility in Argentina’s Economic History in The Economist

https://www.economist.com/node/1010911

Government Corruption in Argentina

Shannon tells a story, from her days training in beach volleyball in in Rio de Janeiro. She trained with the same coach and on the same court as Ingrid Torlen and Nila Hakedal from Norway. Ingrid and Nila told a story of corruption in Brazil when they shared what happened to their friends who were also visiting from Norway.

Ingrid and Nila went on to compete at the Olympics. Here’s a video of them in Rio.

https://www.youtube.com/watch?v=LdumfxLGkSY

Crypto Economic Security Through Game Theory

https://blockchainatberkeley.blog/understanding-crypto-economic-security-through-game-theory-526e810c7736

Proof of Work vs Proof of Stake

https://blockgeeks.com/guides/proof-of-work-vs-proof-of-stake/

Smart Contracts

https://en.wikipedia.org/wiki/Smart_contract

https://www.koibanx.com/

Bitcoin Argentina NGO

https://www.bitcoinargentina.org/

Off chain payment systems

https://www.investopedia.com/terms/o/offchain-transactions-cryptocurrency.asp

Capital Controls in Argentina

https://en.wikipedia.org/wiki/Argentine_currency_controls_(2011%E2%80%9315)

The Bitcoin Centre

http://www.bitcoincenterba.com.ar/

Blockchain Academy

https://blockchainacademy.com.br/?lang=en

Maslow’s’ Hierarchy of Needs (Pyramid)

https://en.wikipedia.org/wiki/Maslow%27s_hierarchy_of_needs

006. Community in the Blockchain Space with Tracy Leparulo

Tracy  Leparulo is a Blockchain Event Marketer based in Toronto who’s been in the crypto space from, just about the beginning. She planned and managed the First Bitcoin Expo … in the World And that Expo included over 50 speakers from the early days including Vitalik Buterin, founder of Ethereum, Charlie Lee, who founded litecoin and even Doge Coin was there.

Tracy also hosted the First Ever Ethereum Hackathon Event and many more. Check out her site Untraceable Inc for more info and past and upcoming events, including the Blockchain Futurist Conference in Toronto in August.

Tracy Leparulo, Blockchain Events

https://www.untraceableinc.com/

Tracy has so much knowledge and is so well connected in the space that she talked about the way things were back in the day, like when Decentral was based out of a house on Spadina Ave in Toronto. https://decentral.ca/ That’s a totally different vibe to what my upcoming podcast guest Sunny Ray describes as the decentral of today. You can hear more on that podcast out a week from today – Episode 008.

It was a pleasure to talk to Tracy about passion and community. Two things that she values and believes most others in this space do as well. Her perspective, having interacted with so many different types of people, businesses, visionaries, coders, conference attendees, is well founded and well grounded. I hope you enjoy my conversation with the unstoppable Tracy Leparulo.

For more info on what we talked about in the show:

Tracy Leparulo, Blockchain Events

https://www.untraceableinc.com/

Tracy talks about Decentral when it was based out of a house on Spadina Ave in Toronto

https://decentral.ca/

Bitcoin Association of Canada, now Blockchain Association of Canada

https://blockchainassociation.ca/

First Ethereum Event (a Hackathon) in the World

GIVE ETH Ethereum

https://giveth.io/

Polymath security tokens

https://polymath.network/

@CryptoChicks helping inclusion and diversity in the space

Hackathon All Female

https://cryptochicks.ca/

Tracy Leparulo

https://www.untraceableinc.com/

Blockchain Futurist Conference at Rebel Entertainment Complex, Cabana

Aug 14-16

https://futuristconference.com/

Michael Perklin and Crypto Consortium

https://cryptoconsortium.org/

Reward Tokens like at Dave and Busters or Chuck E Cheese

Dave + Busters

https://www.daveandbusters.com/

Chuck E Cheese

https://www.chuckecheese.com/

Ready PlayerOne

https://www.imdb.com/title/tt1677720/

Fortnite + VBucks

http://www.epicgames.com/fortnite/en-US/battle-pass/season-4

CryptoKitties launched at Tracy’s Hackathon ETH Waterloo

https://www.cryptokitties.co/

SIM city

https://www.ea.com/games/simcity